I had a major car accident in June of this year - I was run off the road and hit a tree - the other driver left the scene and I was knocked unconcious - I was left with a broken back and had to recover in the hospital.  My truck was totalled - the insurance didn't cover anything.  A friend gave me an old car but it just died - I have been working hard to try to get caught up - Since I now have no car and no funds I am left without a vehcile to get to work and make money.  There are no bus lines in the small city I live in and I have no family to speak of to help me.  My childrens father is not to be found and abandoned our family 6 years ago.  I have worked very hard to provide for my 3 sons - and purchased a home this past January.  Now - I am behind on my new mortgage due to the accident and have over $20k in doctor bills.  I am willing to pay back anyone who would give me a loan.  I am desperate at this point and really need help.